Health Insurance vis-à-vis Regular Health Care Insurance
The National Alliance on Mental Illness (NAMI) report entitled “A Long Road Ahead: Achieving True Parity in Mental Health and Substance Use Care” reported a significant finding that the current state of mental health insurance services in the United States has been facing a crisis. Despite the Affordable Care Act (ACA) legislation, popularly referred to as Obamacare, that requires every mental health insurance company to equally treat filing claims for mental health related benefits as regular health care, still denied claims are widely prevalent. It also distinguishes the several systemic barriers why mental health claims do not have functional equality with other medical and surgical benefits. Further, it reports how insurance companies in the United States intentionally avoid the existing state health care legislation.





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